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Deferment Forms

Learn about repayment plans based on your income


In-School Deferment

You are eligible if you are enrolled at an eligible school at least half time.

— or download the form:

In-School Deferment Request

Parent PLUS Borrower Deferment

You are eligible if you are a parent with a Parent PLUS Loan who needs to defer repayment while your student is enrolled in school at least half time.

— or download the form:

Parent PLUS Borrower Deferment Request

Economic Hardship

You are eligible if you are experiencing financial hardship.

— or download the form:

Economic Hardship Deferment Request

Unemployment

You are eligible if you are also eligible for unemployment benefits or you meet other conditions relating to hours worked.

— or download the form:

Unemployment Deferment Request

Military Service Deferment

You can postpone federal student loan repayment during certain periods of active duty and immediately following active duty. You may also be eligible for a deferment if you’ve served on active duty on or after October 1, 2007, and were enrolled at least half time at an eligible school at the time of, or within six months prior to, being called to active duty.

Military Service and Post-Active Duty Deferment Request form

Graduate Fellowship Deferment Request

You are eligible if you are enrolled in an eligible graduate fellowship program.

— or download the form:

Graduate Fellowship Deferment Request

Rehabilitation Training Deferment Request

You are eligible if you are engaged in an approved rehabilitation training program for the disabled.

— or download the form:

Rehabilitation Training Deferment Request

Health Education Assistance Loan (HEAL) Borrower Deferment Request

You may be eligible if you have a HEAL loan and need to defer repayment for one or more reasons indicated on the request form.

— or download the form:

Borrower Deferment Request


FOR PRE-1993 LOANS – SEE EACH FORM’S SECTION 7: ELIGIBILITY REQUIREMENTS

Upload, Fax, or Mail Your Documentation

  • in the menu.
  • Or fax your documents to 800-848-1949.
  • Or mail your documents to

    Navient
    P.O. Box 9500
    Wilkes-Barre, PA 18773-9500

Parental Leave/Working Mother Deferment

For borrowers while on parental leave or as a working mother.

Find out what documentation you need to request a Parental Leave/Working Mother Deferment

Public Service Deferment

For borrowers while working full-time to provide public service.

Find out what documentation you need to request a Public Service Deferment

Education Related Deferment

For borrowers in an internship/residency program, or those teaching in a designated teacher shortage area.

Find out what documentation you need to request an Education Related Deferment

Temporary Total Disability Deferment

For borrowers experiencing a temporary total disability.

— or download the form:

Temporary Total Disability Deferment Request